
The Ehsaas Kafalat Program is a flagship social protection initiative by the Government of Pakistan aimed at empowering low-income women through direct cash support. Under this program, eligible families—especially women—receive a monthly stipend to help cover their basic needs, including food, education, and healthcare. The initiative promotes financial inclusion by issuing women their own bank accounts and ATM cards, enabling them to receive funds transparently and safely.Privecy And Policy
Explore the Core Features of Ehsaas Kafalat Program
The Ehsaas Kafalat Program is more than just financial aid – it’s a complete framework designed to support Pakistan’s most vulnerable women. To help you better understand how it works, we’ve broken down its key features step-by-step. From eligibility and registration to payment systems and empowerment tools, each section below will guide you through the essentials. Let’s take a closer look at how the program truly empowers lives.
Step 1: Basic Financial Support
- Monthly financial assistance of Rs. 9,000 to deserving women
- Direct transfer through bank account (HBL/Alfalah)
- Transparent disbursement using biometric verification
Step 2: 8171 SMS Eligibility Check Service
- Citizens can check their eligibility by sending their CNIC number to 8171 via SMS.
- Within seconds, they will receive a message confirming whether they are eligible or not.
- This service is available nationwide and works without internet access.
- Only valid and updated CNICs will receive accurate results.
Step 3: NSER Survey & Verification System
- The National Socio-Economic Registry (NSER) conducts door-to-door surveys to collect household data.
- Eligibility for Ehsaas Kafalat is based on this verified data.
- Survey teams gather income, family size, and asset information using digital forms.
- Citizens not part of the survey can visit the nearest Ehsaas Registration Center for verification.
Step 4: Bank Account & Biometric Payment System
- Each eligible woman receives her own bank account under the Ehsaas Kafalat Program.
- Partner banks like HBL and Bank Alfalah facilitate account setup and withdrawals.
- Payments are made through biometric verification at designated points or ATMs.
- This ensures transparency, reduces fraud, and empowers women financially.
Step 5: Women Empowerment & Financial Inclusion
- Ehsaas Kafalat empowers women by providing them with direct access to their funds.
- Women can withdraw money themselves using ATMs and biometric agents.
- Training and awareness programs help build financial confidence.
- Financial inclusion enhances their role in family and community decisions.
Step 6: Complaints & Support System
- Beneficiaries can register complaints through the official Ehsaas portal.
- They can also visit nearby Ehsaas Registration Centers for in-person support.
- For unresolved issues, helpline services are available for guidance.
- Complaint tracking ensures transparency and timely response.
Step 7: Priority Groups in Ehsaas Kafalat Program
- Widowed women without stable income sources are given first priority.
- Women with disabilities or those supporting disabled family members are included.
- Female heads of households with orphaned children are also prioritized.
- Data from NSER surveys is used to identify and verify these special cases.
Step 8: Education Bonus for School-Going Girls
- Girls enrolled in primary, middle, or secondary school are eligible for an additional cash bonus.
- This incentive encourages families to keep their daughters in school.
- The amount is deposited along with the Kafalat stipend in the mother’s account.
- School attendance is tracked digitally to ensure compliance.
Step 9: Ehsaas Kafalat Mobile App & Digital Services
- The Ehsaas Kafalat mobile app allows users to check payment status and eligibility.
- Users can register complaints, locate payment centers, and verify CNIC data.
- Digital services improve accessibility, especially in remote and rural areas.
- Updates and notifications are sent directly via SMS or app alerts.
“Ehsaas Kafalat Program – Empowering Women, Strengthening Pakistan
The Ehsaas Kafalat Program is more than just a cash transfer initiative. It’s a symbol of inclusion, compassion, and progress for millions of deserving women in Pakistan. Through verified eligibility, digital services, educational support, and transparent payment systems, this program is creating real impact at the grassroots level.
As we conclude this overview, it’s important to remember that every eligible woman reached by Ehsaas represents a family empowered, a child educated, and a future secured.
Stay connected with the latest updates, and keep exploring your rightful support through verified government channels.
Together, we move forward — towards a more just and inclusive Pakistan.About us