Ehsaas Emergency Cash Program – 8171 CNIC Check, Registration & Full Process

Ehsaas Emergency Cash Program is a financial relief initiative by the Government of Pakistan to support low-income families affected by crises like COVID-19, floods, or inflation. Eligible individuals can receive PKR 12,000 to 25,000 cash assistance.OTHER PROGRAMS

Eligibility Criteria:

• Daily wage earners, unemployed, or disaster-affected.
• Valid NADRA-issued CNIC.
• Listed in the NSER survey database.

Step-by-Step Registration Process:

Step 1: Send CNIC via SMS

📩 SMS your CNIC to 8171 like this: 12345-1234567-1

Step 2: Wait for reply

You’ll receive a confirmation message if eligible

Step 3: Check status online via 8171 portal

🔗 Visit: https://8171.pass.gov.pk
Enter your CNIC and check your status

Step 4: Collect cash from center/bank

You can receive money from centers like JazzCash, EasyPaisa, or Bank Alfalah with biometric verification

Required Documents:

• Original CNIC
• SMS confirmation
• Biometric verification (thumb)

Ehsaas Disabled Persons Program – 8171 CNIC Check, Eligibility, and Registration Process

🟢 What is the Ehsaas Disabled Persons Program

The Ehsaas Disabled Persons Program is a dedicated welfare initiative launched by the Government of Pakistan to provide financial assistance and social support to persons with disabilities. It aims to empower disabled individuals by offering monthly stipends, assistive equipment (like wheelchairs), vocational training, and job placement opportunities.EHSAAS KFALAT PROGRAM

Key Features:

• ✅ Monthly financial aid ranging from PKR 2,000 to PKR 3,000.
• ✅ Free wheelchairs and disability support tools.
• ✅ Vocational training and employment programs.
• ✅ CNIC-based verification via 8171.
• ✅ Medical assistance in selected areas.
• ✅ Support for physically and mentally challenged individuals.

Eligibility Criteria:

To be eligible for the Ehsaas Disabled Persons Program, applicants must meet the following conditions:

• Must possess a valid CNIC with “Disabled” status.
• Have a NADRA-issued Disability Certificate.
• Must be registered in the NSER (National Socio-Economic Registry).
• Total household income must be less than PKR 50,000/month.

Benefits Provided:

• 📌 Monthly cash support (Rs. 2,000 to Rs. 3,000)
• 📌 Assistive devices like wheelchairs, crutches, etc.
• 📌 Free medical camps in collaboration with health departments
• 📌 Skill development programs to help individuals earn a livelihood
• 📌 Priority support under other Ehsaas initiatives

Complaint & Support Channels:

If you’re facing issues with registration or payment:

• Call the 8171 Helpline.
• Visit your nearest BISP/Ehsaas center.
• 🌐 Use the official Ehsaas Portal for status and updates:
  https://8171.pass.gov.pk

Overview

The scheme offers interest-free loans of up to PKR 1 million through a digital SME card. It supports small entrepreneurs in Punjab to grow and sustain their businesses, ensuring structured through Digital Channels (e.g. Mobile App, POS etc.) and transparent utilization of funds.

Key Features

• Maximum Limit: PKR 1 million
• Tenure of Loan: 03 Years
• Loan Type: Revolving credit facility for 12 months
• Repayment Term: 24 equal monthly installments after the first year
• Grace Period: 3 months from card issuance for repayment commencement
• Usage:
  • Vendor and supplier payments
  • Utility bills, government fees, and taxes
  • Cash withdrawal (up to 25% of the limit) for miscellaneous business purposes
  • Digital transactions through POS and mobile app
• End-User Interest Rate: 0%

Eligibility Criteria

• All Small Entrepreneurs (SEs) in Punjab
• Age: 21 to 57 years
• Pakistani National, resident in Punjab
• Valid CNIC and mobile number registered in the applicant’s name
• Existing or prospective business located in Punjab
• Satisfactory credit and psychometric assessment
• Only one application per individual and business
• Clean credit history with no overdue loans

How to Apply?

• Applications submitted digitally via PITB portal.
• Non-refundable processing fee: PKR 500
• Digital verification of CNIC, creditworthiness and business premises conducted by authorized agencies.

Loan Usage and Repayment Details

• First 50% Limit: Available for use within the first 6 months
• Grace Period: 3 months after card issuance
• After 3 months, borrower shall start paying monthly installments, with a minimum monthly payment of 5% of the outstanding loan balance (principal portion only)
• Second 50% Limit: Released upon satisfactory usage, regular repayments and registration with PRA/FBR
• Funds are restricted to business-related purposes. Non-essential transactions (e.g. personal consumption, entertainment) are blocked
• The remaining balance after the first year is repaid over 2 years in Equal Monthly Installments (EMIs)

Charges / Fees:

• Annual Card Fee: PKR 25,000 + FED to be recovered from obligor’s approved limit
• Additional Charges: Life assurance, card issuance and delivery charges covered by the scheme
• In case of late payment of installments, late Payment Charges would be recovered as per Bank’s Policy / Schedule of Charges.Gov Schemes

Security Details:

• Personal guarantee digitally signed by the borrower
• Life assurance included in the portfolio
• Urban Unit conducts physical verification of business premises within 6 months of loan approval and annually thereafter

Key Conditions:

• Funds usage restricted to core business activities; non-business-related transactions are blocked
• Registration with PRA/FBR is mandatory within six months of card issuance.
• Applications are limited to one per individual/business

Additional Support for Applicant:

• Feasibility Studies: Available on PSIC and BOP websites for startups and new businesses.

Helpline

• 1786